CAR Commercial Automobile Manual

The Commercial Automobile Manual provides users access to the Rules and Rates for commercial policies that have been ceded to CAR.

Future Version - January 1, 2027

• Rules Section
• 
  Please note that this version does not contain any rule amendments since it was filed on March 21, 2024.
  CAR anticipates that a “final” January 1, 2027 set of Rules will be filed in Spring 2026.
  
  
• Rates Section - Not available at this time
• Instructions for Rate Implementation - Not available at this time

Commercial Forms

The following forms are specific to CAR's Commercial Servicing Carrier Programs. A list of all other applicable forms and endorsements may be found in Appendix I - Policy Forms and Endorsements of Rules Section.

Certification Forms

• Non-Fleet Private Passenger Type (CR 00 02 01 21)
• Principal Place of Business (CR 00 01 08 18)

Endorsement Forms

• Additional Insured (CR 99 02 01 27)
• Operator Exclusion (CR 99 01 01 27)
• Specialty and Classic Auto (CR 99 03 04 21)
• TNC-Public/Livery Passenger Conveyance & On-Demand Delivery-Other Ins Condition (CR 99 04 01 27)
• TNC-Vehicle Sharing Program Exclusion Endorsement (CR 99 05 01 27)

Supplemental Application

The supplemental application includes a general risk information section, a public automobile information addendum and a trucker/motor carrier information addendum.

• General Risk Information
• Public Auto Addendum
• Trucker/Motor Carrier Addendum