Commonwealth Automobile Reinsurers
MAIP Rates
PP Rating Manual

2025 Private Passenger Rates - Effective July 1, 2025

On April 11, 2025, the Division of Insurance placed CAR's Private Passenger Residual Market rates on file for policies effective July 1, 2025 and later. Pursuant to G.L. C. 175, §113H, these rates will be charged to consumers only in circumstances where these rates do not "exceed the premium charges, which would be used by each risk's Servicing Carrier for that risk if such risk were written on a voluntary basis."

pdfImplementation Notes

spreadsheetRating Factors   PDFRating Factors

spreadsheetRate Pages - All Territories   PDFRate Pages - All Territories

spreadsheetIncreased Limits   PDFIncreased Limits

spreadsheetVRG Relativities by Model Year   PDFVRG Relativities by Model Year

spreadsheetVRG Assignment By Price   PDFVRG Assignment By Price

spreadsheetStated Amount Divisor   PDFStated Amount Divisor

spreadsheetStated Amount Rates   PDFStated Amount Rates

Motorcycle Rates

spreadsheetMotorcycle Rates   PDFMotorcycle Rates

Rate Pages by Individual Territory

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PDF   1 | 2 | 3 | 4 | 5 | 6 | 7 | 8 | 9 | 10 | 11 | 12 | 13 | 14 | 15 | 16 | 17 |
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