Private Passenger Rating Manual
Private Passenger Rules and Rates
2026 CAR Private Passenger Manual - Effective July 1, 2026
Manual Rules
Memorandum of Changes - Effective January 1, 2026 - Maximum Limit of Physical Damage
Memorandum of Changes - Effective July 1, 2026
Section II - Private Passenger Automobiles
Section III - Miscellaneous Motor Vehicles and Coverages
Section IV - Non-Owned Automobiles
Section V - Supplemental Information
Private Passenger Forms and Endorsements
Rate Section
Motorcycle Rates (R-44 - R-50)