Commonwealth Automobile Reinsurers

Private Passenger Rules and Rates

2020 CAR Private Passenger Manual - Effective June 1, 2020


Manual Rules

Memorandum of Changes - Updated for Specialty and Classic Cars and Motorcycles - Effective 4/1/2021




Section IV - Non-Owned Automobiles

Section V Supplemental Information

Territory Definitions


Rate Section

Memorandum (R-1)

Rate Pages (R-2 - R-43)

Motorcycle Rates (R-44 - R-50)



Index