2024 Rates Section

• Special Rating Instructions - Effective 7/1/2025
• Territorial Definitions
• Common Coverages
  For Rule 26 - Drive Other Car Coverage, Rule 27 - Non-Ownership Liability, Rule 28 - Hired Automobiles,
  Rule 33 - Rental Reimbursement, Rule 45 – Audio, Visual and Data Electronic Equipment

• Trucks, Tractors, Trailers

  • Rating Procedures
  • Classification Codes/Rating Factors
  • Liability Rates
  • Physical Damage Rates - Fleet
  • Physical Damage Rates - Non-Fleet
• Zone Rating/Long Distance

• Private Passenger Types

  • Rating Procedures
  • Fleet Rates
  • Non-Fleet Rates

• Public Vehicles

  • Rating Procedures
  • Classification Codes/Rating Factors
  • Taxi/Limousine Liability Rates
  • Bus Liability Rates

• Van Pools

  • Liability Rates
  • Physical Damage Rates

• Garages

  • Rating Procedures
  • Liability Rates
  • Garagekeepers Rates
  • Dealers Physical Damage Rates
• Special Types Rating Procedures

• Increased Limits Factors

  • Bodily Injury
       - Effective 10/1/2024 - 6/30/2025
       - Effective 7/1/2025
  • Property Damage Liability
  • Uninsured/Underinsured Motorists
       - Effective 10/1/2024 - 6/30/2025
       - Effective 7/1/2025
• Pro Rata and Short Rate Tables
• Motorcycle Rates

The individual Rates Section documents have been combined into one .pdf document to allow for easier printing.
Printable Rates Section
   - Effective 10/1/2024 - 6/30/2025
   - Effective 7/1/2025