Commonwealth Automobile Reinsurers

Rule Amendments Approved during Calendar Year 2025


October 27, 2025

Rule 31

Rule 31 has been amended to set forth producer requirements in charging fees for non-insurance-related services emphasizing the producer’s responsibility that the disclosure of fees is compliant with all state laws and regulations, including 940 CMR 38.00.
Refer to Bulletins 1199 and 1206.

May 20, 2025

Rule 27 and 28

Rule 27 has been amended to introduce a $175,000 maximum physical damage limit of loss per vehicle/per accident for policies effective January 1, 2026 and later.
Refer to Bulletins 1163, 1165, and 1194.
 
Rule 28 has been amended to further define ARC installment billing procedures.
Refer to Bulletins 1192 and 1195.