Governing Committee Meeting - October 15, 2025

A meeting of the Governing Committee was held on Tuesday, September 23, 2025.

2026 Governing Committee Schedule

CAR's President announced the 2026 Governing Committee schedule. Dates are February 10th, April 14th, June 16th, September 15th, November 17th. All meetings will start at 10:30 a.m. except for the November meeting that will be preceded by the Annual Meeting at 10:30.

2026 Advisory Committee Appointments

CAR is now accepting requests from Member Companies and producers for 2026 advisory committee appointments. Requests are due October 17, 2025 and should be submitted to Robin Tigges at rtigges@commauto.com.

Compliance and Operations Committee

The Governing Committee approved the amendments to the following CAR Rules, procedures manuals, and statistical plans:

1. Chapter XI – Compliance Audit of the Assigned Risk Procedures Manual codifying approved changes to the Hybrid Audit Plan. Please refer to Bulletin No. 1203 for more information.
   
   
2. Proposed changes to Rules 14 and 31 of the CAR Rules of Operation. Please refer to Bulletin No. 1199 for more information.
   
   
3. Proposed changes to the Commercial Statistical Plan to modify reporting of garage classes effective 1/1/2027 with the transition to the Auto Dealers Coverage form. Please refer to Accounting & Statistical Notice No. 724 for more information.

MAIP Steering Committee

The Governing Committee approved the proposed amendments to the Assigned Risk Producer Procedures Manual addressing producer responsibilities relating to the maximum physical damage loss payable. Please refer to Bulletin No. 1201 for more information.

The Committee also approved the proposed amendments to the Assigned Risk Company Procedures Manual addressing LADA review procedures. Please refer to Bulletin No. 1204 for more information.

Commercial Automobile Committee

The Governing Committee approved the following recommended changes to CAR endorsement forms, manual rules, and procedures:

1. Adoption of seven updated endorsements relating to the change to compulsory limits and the five exclusionary endorsements for policies effective 1/1/2027 and later, and amendments to Rule 46 of the Commercial Automobile Insurance Manual addressing pollution coverage requirements. CAR is in the process of preparing the SERFF filing(s).
   
   
2. Changes to Chapters III – Servicing Carrier Responsibilities and V – Premium of the Manual of Administrative Procedures noting Servicing Carrier requirement to maintain access to the FMCSA and amending coverage references to ensure consistency with CAR's Rules of Operation. Please refer to Bulletin No. 1202 for more information.
   
   
3. Finding that a market need does not exist for the new ERP appointments to producers without a voluntary contract.

Actuarial Committee

The Governing Committee voted to notify the Commissioner of Insurance that CAR is recommending no change to quota share credits for policies effective April 1, 2026 and subsequent. Please refer to Bulletin No. 1200 for more information.