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 Private Passenger - MonthlyExposure and Premium by TerritoryPrivate Passenger Exposure and Premium by SDIP2006 - 2010Private Passenger Exposure by Territory & SDIP2006 and Subsequent  Private Passenger - QuarterlyClaim Count TriangleLoss TriangleExposure and Premium TriangleCommercial - MonthlyExposure and Premium by TerritoryCommercial - QuarterlyClaim Count TriangleLoss TrianglePremium TriangleHelp for Volume Analysis Data Cubes
Additional Applications inMarket
Producer Code NotificationRate InformationResidual Market Volume
 |  | Market Report & Applications - Book of Business Information General Cube HelpData cubes are used to efficiently store a significant volume of data and 
					allow access to that data through the use of automated querying tools. 
					The database is defined by the following components: 
 
 
					
							| Title: | Description: |  
						   | Measures: | Data values, or facts that the users will analyze.  
				              For example, measures may include exposures, premium or losses. |  
						   | Dimensions: | Business categories that provide context to the measured elements.
				    	 		These include year, class, territory, car id code, and more.  
						 		(A complete explanation of each dimension included in this table 
						 		is provided in the "About the Data" section of this help screen.) |  
						| Filters: | Allow the user to more specifically define the 
							dimensions of their analysis. |  The user will define a report to be generated using the following steps:
 
 
 
				     
					    | 1. | Select one dimension to include in rows and one dimension to include in columns. |  
					 	| 2. | Select the measure to be analyzed. |  
					 	| 3. | Select filters in order to further specify the data to be include, 
						such as a policy year (e.g. 2003), agent type (e.g. voluntary agent), 
						coverage (e.g. no-fault), etc. |  
					 	| 4. | Click "Submit" to execute the query. |  
					 	| 5. | Review results on the screen. |  
					 	| 6. | Click "Export to Excel" (optional) to export 
 	 	 	    		 results to a spreadsheet for further analysis and/or report preparation. |  
 
 Exposure by Territory & SDIP -- Private PassengerThis cube measures private passenger property damage liability exposure data in the dimensions listed below.  
					Cession rate is also measured as a percentage of written exposures. 
 
 
					
							| Title: | Description: |  				
						| CoNo: | Users may select data for their company, 
						their group of affiliated companies, or for the industry total. |  
  						| PolYr/EffQtr: | The cubes contain up to five policy effective years of data.  Prior years are evaluated at 12 months,
						 while the current year reflects the most recent data available.  Policy Effective Quarter is designated 
						 by Qtr 1 or Qtr 2-4.  Qtr 1 relates to policies effective January - March, and Qtr 2-4 relates to policies 
						 effective April - December for each policy year. |  
  						| Volerp: | This element identifies business from a voluntary agent or an ERP. |  
  						| Cedret: | This element identifies whether business is ceded or retained. |  
  						| SDIP Step/Point: | This element identifies the volume of business written for each SDIP Step/Point. |  
  						| Territory: | Territory is defined using the configuration in place 
						during the respective policy effective year / policy effective quarter. |  
  						| Classtype: | Data can be viewed for all class types combined or separately 
						for "pure" private passenger
						or private passenger motorcycles and miscellaneous classes. |  
  						| Statrateclass: | This grouping of statistical and rating classifications parallels the definitions used for Rule 12 credit indications. |  
  						| Rate: | Data can be viewed by rating classification. |  
  						| Stat: | Data can be viewed by statistical classification. |  
  						| CarIdCode: | CAR ID Code separately identifies ceded or retained business for voluntary agents or ERPs. |  
  						| Measures: | Data values include CAR years of exposure and cession rate information. |  
  						| Rate/Stat: | Data can be viewed by statistical classification 
						within rating classification, including subtotals. |  Exposure and Premium by SDIP -- Private PassengerThis cube measures premium and exposure data in the dimensions listed below.  Cession rate is also measured as a percentage of written exposures.  Note that written premium includes SDIP surcharge and credit premium only.  In order to determine total written premium, the user must save this data to a spreadsheet file, and combine these results with manual premium
					 contained in the Exposure and Premium by Territory cube. 
 
 
					
							| Title: | Description: |  				
						| Cono: | Users may select data for their company, 
						their group of affiliated companies, or for the industry total. |  
  						| PolYr: | The cubes contain up to five policy effective years of data.  Prior years are evaluated at 12 months,
						 while the current year reflects the most recent data available. |  
  						| Coverage: | Coverage detail includes bodily injury,
						 property damage liability, no-fault, collision, and comprehensive. |  
  						| Volerp: | This element identifies business from a voluntary agent or an ERP. |  
  						| Cedret: | This element identifies whether business is ceded or retained. |  
  						| SDIP Step/Point: | This element identifies the volume of business written for each SDIP Step/Point. |  
  						| Statrateclass: | This grouping of statistical and rating classifications parallels the definitions used for Rule 12 credit indications. |  
  						| Classtype: | Data can be viewed for all class types combined or separately for "pure"
						    private passenger or private passenger motorcycle and miscellaneous classes. |  
  						| Rate: | Data can be viewed by rating classification. |  
  						| Stat: | Data can be viewed by statistical classification. |  
  						| CarIdCode: | CAR ID Code separately identifies ceded or retained business for voluntary agents or ERPs. |  
  						| Measures: | Values include written premium, CAR years of exposure, and cession rate
							information. |  
  						| Rate/Stat: | Data can be viewed by statistical classification 
						within rating classification, including subtotals. |  Exposure and Premium by Territory - Private PassengerThis cube measures premium and exposure data in the dimensions listed below.  Cession rate is 
					also measured as a percentage of written exposures.  
					Note that written premium includes manual premium only, and excludes SDIP surcharges 
					and credits.  In order to determine total written premium, the user must save this data 
					to a spreadsheet file, and combine these results with surcharge and credit premium contained 
					in the Exposure and Premium by SDIP cube. 
 
 
                    	
                              | Title | Description |  
                              | Cono: | Users may select data for their company, 
							  their group of affiliated companies, or for the industry total. |  
                              | PolYr/EffQtr: | The cubes contain up to five policy effective years of data.  
							      Prior years are evaluated at 12 months, while the current year 
								  reflects the most recent data available.  Policy Effective Quarter
								  is designated by Qtr 1 or Qtr 2-4.  Qtr 1 relates to policies 
								  effective January - March, and Qtr 2-4 relates to policies
								  effective April - December for each policy year. |  
   
                              | Coverage: | Coverage detail includes bodily injury, property 
							      damage liability, no-fault, collision, and comprehensive. |  
                              | Volerp: | This element identifies business from a voluntary agent or an ERP. |  
                              | Cedret: | This element identifies whether business is ceded or retained. |  
                              | Territory: | Territory is defined using the configuration in place during the 
							  	  respective policy effective year / policy effective quarter. |  
                              | Statrateclass: | This grouping of statistical and rating classifications parallels the definitions used for Rule 12 credit indications. |  
                              | Classtype: | Data can be viewed for all class types combined or separately for "pure"
							      private passenger or private passenger motorcycles and miscellaneous classes. |  
    
                              | Rate: | Data can be viewed by rating classification. |  
    
                              | Stat: | Data can be viewed by statistical classification. |  
    
                              | CarIdCode: | CAR ID Code separately identifies ceded or retained business for voluntary agents or ERPs. |  
    
                              | Measures: | Values include written premium, CAR years of exposure, and cession rate information. |  
    
                              | Rate/Stat: | Data can be viewed by statistical classification within rating classification, including subtotals. |  Exposure and Premium by Territory - CommercialThis cube measures commercial premium and exposure data in the dimensions listed below.
				    Cession rate is also measured as a percentage of written premium. 
 
 
                    	
                              | Title | Description |  
                              | Cono: | Users may select data for their company, 
							  their group of affiliated companies, or for the industry total. |  
                              | PolYr: | The cubes contain up to five policy effective years of data.  
							      Prior years are evaluated at 12 months, while 
							      the current year reflects the most recent data available. |  
   
                              | Coverage: | Coverage detail includes bodily injury, property 
							      damage liability, no-fault, collision, and comprehensive. |  
                              | Volerp: | This element identifies business from a voluntary agent or an ERP. |  
                              | Cedret: | This element identifies whether business is ceded or retained. |  
                              | Territory: | Territory is defined using the configuration in place during the respective policy effective year. |  
                              | Classtypedesc: | Data can be viewed separately for 
							  commercial class type as defined in CAR's Statistical Edit Package. |  
    
                              | Classtypegroups: | Data for various class types is grouped according to the descriptions identified in this selection. |  
    
                              | CarIdCode: | CAR ID Code separately identifies ceded or retained business for voluntary agents or ERPs. |  
    
                              | Measures: | Values include written premium, CAR years of exposure, and cession rate information. |  Loss Triangle - Private PassengerThis cube measures historical loss data displayed in a triangle format 
						 highlighting development by accounting quarter (age). This data is provided 
						 on an inception-to-date basis (ITD), using the dimensions listed below. 
 
 
					
							| Title: | Description: |  
					  | Measures: | The measured data includes paid or
					   incurred losses including ALAE by accident year or effective year, by effective quarter. |  				
						| Company: | Options include specific company data, 
						affiliated group totals, or industry totals. |  
					    | Coverage: | Coverage detail includes bodily injury, property damage liability, 
						no-fault, collision, and comprehensive. |  
					    | Ced/Vol: | Data can be viewed by ceded and/or voluntary status. |  Loss Triangle - CommercialThis cube measures historical loss data displayed in a triangle format highlighting
					development by accounting quarter (age).  THis data is provided on an inception-to-date
					basis (ITD), using the dimensions listed below. 
 
 
					
							| Title: | Description: |  
					  | Measures: | The measured data include paid or 
					  incurred losses including ALAE by accident year or effective year, by effective quarter. |  				
						| Company: | Users my select data for their specific company data,
						 their affiliated group totals, or industry totals. |  
					    | Coverage: | Coverage detail includes bodily injury, property damage 
						liability, no-fault, collision, and comprehensive. |  
					    | Ced/Vol: | Data can be viewed by ceded and/or voluntary status. |  Premium and Exposure Triangle - Private PassengerThis cube measures historical private passenger premium and exposure data by policy 
					   effective year and policy effective quarter, displayed in a triangle format highlighting 
					   development by accounting quarter (age).  This data can be viewed as reported on a quarterly
					   basis or on an inception-to-date basis (ITD), using the dimensions listed below. 
 
 
					
							| Title: | Description: |  
					  | Measures: | The measured data includes premium or exposure
					   by reported quarter or inception to date. |  				
						| Company: | Users may select their own company data, 
						their affiliated group totals, or industry totals. |  
					    | Coverage: | Coverage detail includes bodily injury, property damage liability, 
						no-fault, collision, and comprehensive. |  
					    | Ced/Vol: | Data can be viewed by ceded and/or voluntary status. |  Premium Triangle - CommercialThis cube measures historical commercial premium data by policy 
					   effective year and policy effective quarter, displayed in a triangle format highlighting 
					   development by accounting quarter (age).  This data can be viewed as reported on a quarterly
					   basis or on an inception-to-date basis (ITD), using the dimensions listed below. 
 
				    
					    | Title: | Description: |  
					  | Measures: | The measured data includes premium by reported quarter or inception to date. |  				
						| Company: | Users may select their own company data, 
						their affiliated group totals, or industry totals. |  
					    | Coverage: | Coverage detail includes bodily injury, property damage liability, 
						no-fault, collision, and comprehensive. |  
					    | Ced/Vol: | Data can be viewed by ceded and/or voluntary status. |  Claim Count Triangle - Private PassengerThis cube measures historical private passenger paid and incurred derived claim counts
					by policy year or accident year, by effective quarter.  The data is provided in a triangle format
					highlighting development by accounting quarter (age) on an inception-to-date (ITD) basis using the
					dimensions listed below. 
 
 
					
					    | Title: | Description: |  
					  | Measures: | The measured data includes paid or incurred claims
					   counts by accident year or effective year. |  				
						| Company: | Users may select their own company data,
						 their affiliated group totals, or industry totals. |  
					    | Coverage: | Coverage detail includes bodily injury, property damage
						 liability, no-fault, collision, and comprehensive. |  
					    | Ced/Vol: | Data can be viewed by ceded and/or voluntary status. |  
					    | Agent Type: | Data can be viewed by ERP and/or voluntary agent status. |  Claim Count Triangle - CommercialThis cube measures historical commercial paid and incurred derived claim counts
					by policy year or accident year, by effective quarter.  The data is provided in a triangle format
					highlighting development by accounting quarter (age) on an inception-to-date (ITD) basis using the
					dimensions listed below. 
 
 
					
					    | Title: | Description: |  
					  | Measures: | The measured data includes paid or incurred claims counts 
					  by accident year or effective year. |  				
						| Company: | Users may select their own company data, their 
					    affiliated group totals, or industry totals. |  
					    | Coverage: | Coverage detail includes bodily injury, property
						 damage liability, no-fault, collision, and comprehensive. |  
					    | Ced/Vol: | Data can be viewed by ceded and/or voluntary status. |  
					    | Agent Type: | Data can be viewed by ERP and/or voluntary agent status. |  |