Terms of Use
Welcome to the CAR website. Commonwealth Automobile Reinsurers (CAR) requires that all visitors to the site adhere to the following Terms of Use. By accessing the site, you agree you acknowledge and accept these Terms of Use.

Privacy
Please review our Privacy Policy, which also applies to your visit to this Site.

License and Site Use
CAR grants to you, the user, a limited license to access and make personal use of this Site; but you may not modify the site, or any portion thereof, except with the express written consent of CAR. You may not use any metatags or any other "hidden text" using CAR's name or trademarks without CAR's express written consent. Any unauthorized use immediately terminates the limited license granted to you by CAR.

Disclaimer of Warranties & Limitation of Liability ALL CONTENT AND SERVICES ON THIS SITE, OR OBTAINED FROM A WEBSITE TO WHICH THIS SITE IS LINKED, ARE PROVIDED TO YOU BY CAR "AS IS", WITHOUT WARRANTY OF ANY KIND, EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO THE IMPLIED WARRANTIES OF MERCHANTABILITY AND FITNESS FOR A PARTICULAR PURPOSE.

THE INFORMATION, SOFTWARE, PRODUCTS, AND CONTENT PUBLISHED ON THIS SITE OR ON A LINKED SITE MAY CONTAIN TECHNICAL INACCURACIES OR ERRORS, INCLUDING TYPOGRAPHICAL ERRORS. CAR SPECIFICALLY DISCLAIMS ANY AND ALL LIABILITY FOR SUCH ERRORS AND RESERVES THE RIGHT TO MAKE IMPROVEMENTS OR CHANGES TO THE SITE AT ANY TIME WITHOUT NOTICE.

YOU AGREE THAT CAR WILL NOT BE LIABLE, WHETHER IN CONTRACT, TORT, STRICT LIABILITY, OR OTHERWISE, FOR ANY DIRECT, SPECIAL, INCIDENTAL, PUNITIVE, CONSEQUENTIAL, OR INDIRECT DAMAGES (INCLUDING BUT NOT LIMITED TO LOST PROFITS OR LOST OPPORTUNITY) ARISING OUT OF OR IN CONNECTION WITH THE USE OF THE SITE OR A LINKED SITE, OR WITH THE DELAY OR INABILITY TO USE THE SITE OR A LINKED SITE. THIS LIMITATION OF LIABILITY INCLUDES, BUT IS NOT LIMITED TO, THE TRANSMISSION OF ANY VIRUSES WHICH MAY INFECT A USER'S EQUIPMENT, FAILURE OF MECHANICAL OR ELECTRONIC EQUIPMENT OR COMMUNICATION LINES, TELEPHONE OR OTHER CONNECTION PROBLEMS, UNAUTHORIZED ACCESS, THEFT, OPERATOR ERRORS, STRIKES OR OTHER LABOR PROBLEMS, OR ANY FORCE MAJEURE. CAR CANNOT AND DOES NOT GUARANTEE CONTINUOUS, UNINTERRUPTED ACCESS TO THE SITE.

Copyright
By visiting this site, you understand and agree that all copyrights and trademarks will be respected.

Access to Password Secure Areas
CAR restricts certain secure areas of this site to authorized users and permits access to these secure areas only by the use of a confidential sign-on and password. Unauthorized individuals attempting to access such areas of this site are in violation of these Terms of Use and may be subject to prosecution and applicable damages.

Links to Other Sites
As part of our continuing effort to provide information that may be of interest to the Massachusetts Insurance Industry, CAR provides a list of links to other insurance organizations. The linked sites are not under the control of CAR and CAR is not responsible for the content of any linked site or any link contained in a linked site. CAR is providing these links as a convenience, and the inclusion of any link does not necessarily imply endorsement by CAR of the site. Once you click over to a third party site, we encourage you to check that site's privacy policy.

Changes to Terms of Use and Privacy Policy:
CAR reserves the right to revise the Terms of Use and Privacy Policy at any time. Changes will be posted in the Terms of Use on CAR's website.

Jurisdictional Issues and Applicable Law
You acknowledge and agree that the laws of the Commonwealth of Massachusetts without regard to conflict of law principles, and applicable federal law, will govern these Terms of Use, your use of the Site, and any dispute of any kind that might arise between you and CAR in connection with the Site. Any action you, any third party, or CAR brings arising out of or in any way connected to this Site and/or these Terms of Use shall be brought exclusively in either the state or federal courts located in Suffolk County, Boston, MA, and you expressly consent to the jurisdiction of said courts.

Questions relating to the Conditions of Use should be sent to Joseph J. Maher Jr. Vice President, General Counsel & Secretary.