2009 Statement of Actuarial Opinion - Febuary 3, 2010

CAR's loss and loss adjustment expense reserves as of September 30, 2009 have been reviewed by an independent actuary and an opinion has been rendered in accordance with Actuarial Standards of Practice and NAIC Annual Statement Instructions. Member Companies requiring a copy of the Statement of Actuarial Opinion for its Annual Statement preparation, please contact Mr. Timothy Galligan, Sr. Manager of Actuarial/Statistical Services via email at tgalligan@commauto.com.